Keep Your Tips
The No-Tax-on-Tips Record & Filing Kit. Made for the new law — not adapted from an old logbook.
For: servers, bartenders, baristas, stylists, valets, delivery drivers and self-employed tipped workers in IRS-listed occupations.
The law in one line: for tax years 2025–2028, eligible tipped workers can deduct up to $25,000 of tips from federal taxable income — but only reported tips count, and the IRS standard is a daily record.
$47 $27 · instant download · 89-page PDF + spreadsheet tracker
What's inside
- The law in plain English — what counts, what doesn't, and why (service charges ≠ tips)
- 6-point eligibility checker — occupation categories, income phase-out, filing status, the traps that disqualify people
- Qualified vs. not decision pages — 9 real shift situations with yes/no answers (tip pools, apps, auto-gratuity, cash)
- 52 weekly daily-record pages — the IRS-format log: cash, card/app, tipped out, net, reported
- 12 monthly summaries — employer-report deadline built in, running total against the $25,000 cap
- Employer report template — what to hand in each month, ready to copy
- Year-end Schedule 1-A worksheet — the one number your tax return needs, including the phase-out math
- Spreadsheet tracker included — daily log with automatic monthly totals, for Excel or Google Sheets
- Gig & multi-job section — the extra rules for delivery/rideshare and self-employed tipped workers
How it works
Buy → download instantly → print the weekly logs (or use the spreadsheet) → 1 minute at the end of each shift → walk into tax season done.
Frequently asked
Is this a physical book?
No — instant digital download (PDF + spreadsheet). Print what you need, when you need it.
Which tax years does it cover?
2025–2028, the years the deduction exists under current law.
I'm self-employed / gig. Does it work for me?
Yes — there's a dedicated section and the worksheet includes the net-income limit rule.
Do I still need to report my tips?
Yes — the deduction only applies to reported tips. The kit includes the monthly employer-report template and deadline reminders.
What if I earn over $25,000 in tips?
The kit tracks everything anyway; the worksheet applies the cap (and the high-income phase-out) for you.
Please read — what this kit is, and is not
This kit is an educational and record-keeping tool based on published IRS guidance for the qualified tip deduction (IRC §224). Workaday Library is not a law firm, an accounting firm, or a licensed advisory service, and the publisher is not an attorney, CPA, enrolled agent, or tax advisor. Nothing in this kit is legal, tax, or financial advice, and it is not affiliated with or endorsed by the IRS. Tax law and IRS guidance change; confirm your situation at IRS.gov or with a qualified tax professional before filing.
Disclosure: this digital product was created with the assistance of AI tools; it was researched, fact-checked and edited against primary sources (IRS / Internal Revenue Code).